:root {
  --brand-600: #1557a3;
  --brand-700: #0e3f75;
  --brand-500: #1e73be;
  --brand-100: #e6f0fb;
  --text-900: #0f172a;
  --text-700: #334155;
  --muted-600: #64748b;
  --bg-50: #ffffff;
  --border-200: #e5e7eb;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; font-family: system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, "Helvetica Neue", Arial, "Noto Sans", "Apple Color Emoji", "Segoe UI Emoji"; color: var(--text-900); background: var(--bg-50); }
a { color: var(--brand-600); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: 1080px; margin: 0 auto; padding: 0 16px; }

.site-header { border-bottom: 1px solid var(--border-200); background: var(--bg-50); position: sticky; top: 0; backdrop-filter: blur(6px); z-index: 10; }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; }
.logo { font-weight: 700; color: var(--brand-700); }
.nav a { margin-left: 16px; padding: 8px 10px; border-radius: 6px; }
.nav a.active, .nav a:hover { background: var(--brand-100); }

.hero { background: linear-gradient(120deg, var(--brand-600), var(--brand-500)); color: white; padding: 64px 0; }
.hero h1 { margin: 0 0 12px; font-size: 2rem; }
.hero p { margin: 0 0 20px; max-width: 720px; }
.cta-group .btn { display: inline-block; margin-right: 12px; }
.btn { border-radius: 8px; padding: 12px 16px; font-weight: 600; border: 1px solid rgba(255,255,255,0.3); }
.btn.primary { background: white; color: var(--brand-700); }
.btn.secondary { background: transparent; color: white; }

.features { padding: 40px 0; }
.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; }
.card { border: 1px solid var(--border-200); border-radius: 12px; padding: 16px; background: #fff; }

.section-title { font-size: 1.6rem; margin: 8px 0 16px; color: var(--brand-700); }
.process { padding: 24px 0; background: #f8fafc; border-top: 1px solid var(--border-200); border-bottom: 1px solid var(--border-200); }
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.step { background: #fff; border: 1px solid var(--border-200); border-radius: 12px; padding: 14px; }
.badge { display: inline-block; background: var(--brand-600); color: #fff; border-radius: 999px; padding: 4px 10px; font-weight: 700; margin-bottom: 8px; }

.benefits { padding: 24px 0; }

.coverage { padding: 24px 0; }

.faq { padding: 24px 0; background: #f8fafc; }
.faq-list details { border: 1px solid var(--border-200); border-radius: 10px; padding: 10px 12px; background: #fff; margin-bottom: 10px; }
.faq-list summary { cursor: pointer; font-weight: 600; }

.cta-banner { padding: 36px 0; background: linear-gradient(90deg, var(--brand-600), var(--brand-500)); }
.cta-card { background: rgba(255,255,255,0.9); border-radius: 14px; padding: 18px; }
.cta-card h2 { margin-top: 0; color: var(--brand-700); }
.cta-card p { color: var(--text-700); }

.company-info { padding: 20px 0 40px; }
.company-list { list-style: none; padding: 0; margin: 0; }
.company-list li { padding: 6px 0; border-bottom: 1px dashed var(--border-200); }

main.container { padding: 28px 0 48px; }
.service-list { display: grid; grid-template-columns: 1fr; gap: 16px; }
.service-item { border: 1px solid var(--border-200); border-radius: 10px; padding: 14px; }
.notice { margin-top: 16px; padding: 12px; background: var(--brand-100); border: 1px solid var(--border-200); border-radius: 10px; }

.contact-list { list-style: none; padding: 0; }
.contact-list li { padding: 6px 0; }

.legal h1 { margin-bottom: 4px; }
.legal h2 { margin-top: 20px; }

.site-footer { border-top: 1px solid var(--border-200); background: var(--bg-50); }
.footer-inner { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; }

@media (max-width: 640px) {
  .header-inner { flex-direction: column; align-items: flex-start; gap: 8px; }
  .footer-inner { flex-direction: column; align-items: flex-start; gap: 8px; }
}